Privacy Policy

Coverages Assigned Risk Rater is committed to protecting your privacy and ensuring your information is handled securely, responsibly, and transparently.

Information We Collect

• Quote data you enter (e.g., vehicle classifications, territories, coverage selections)
• Account details (e.g., name, email, login credentials)
• Usage data (e.g., logins, feature use, performance metrics)

How We Use Your Data

• To generate commercial auto insurance quotes and rate traces
• To improve the accuracy, performance, and reliability of our platform
• To provide customer support and communicate about your account

How We Do Not Use Your Data

• We do not sell, rent, or trade your data
• We do not share your quote data with carriers, brokers, or outside parties
• We do not use your data for advertising or marketing

Data Security

We use industry-standard security measures including encryption, restricted access, and monitoring. While no system is 100% secure, we continuously work to safeguard your data.

Data Retention

• Quote data is stored only as long as needed to provide the Service
• You may delete your quotes or request permanent removal of your data
• Anonymized data may be retained for performance improvement

Third-Party Services

We may use trusted providers (e.g., hosting, analytics). These providers are contractually bound to handle data securely and in compliance with applicable laws.

Your Rights

Depending on your location, you may have rights to:

• Access, download, or delete your data
• Request corrections to inaccurate information
• Restrict or object to certain processing
• Request data portability
• File a complaint with a data protection authority

Contact: hello@assignedriskrater.com

Cookies & Tracking

We use cookies to operate our website and improve performance.

• Essential cookies are required
• Analytics cookies help us improve the Service
• We do not use advertising cookies or sell cookie data

Manage preferences through our cookie banner or browser settings.

Legal Bases (GDPR/UK GDPR)

Where applicable, we process personal data based on:

• Performance of a contract (to provide the Service)
• Legitimate interests (security, product improvement)
• Consent (non-essential cookies or optional features, where required)

Rating Disclaimer

Quotes are generated based on published AIPSO rating manuals. They may not capture every filing detail and should not replace official manual review or professional advice.

Children's Privacy

Our Service is not directed to children under 16. We do not knowingly collect personal data from children. If you believe a child has provided information, contact us and we will delete it.

Data Processing Addendum (DPA)

For enterprise or regulated customers, our DPA applies in addition to this Privacy Policy.

Contact

Email: hello@assignedriskrater.com